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	<title>Comments on: My favorite credit card is&#8230;</title>
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	<link>http://www.cleverdude.com/content/my-favorite-credit-card-is/</link>
	<description>Family, Marriage, Finances &#38; Life</description>
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		<title>By: Belmont Thornton</title>
		<link>http://www.cleverdude.com/content/my-favorite-credit-card-is/comment-page-1/#comment-78031</link>
		<dc:creator>Belmont Thornton</dc:creator>
		<pubDate>Tue, 15 Jun 2010 13:18:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/?p=3259#comment-78031</guid>
		<description>Thanks for these well rounded information. My favorite would be that card with lowest interest rate and lots of offers. How can I forgot low penalty rate in case of default?</description>
		<content:encoded><![CDATA[<p>Thanks for these well rounded information. My favorite would be that card with lowest interest rate and lots of offers. How can I forgot low penalty rate in case of default?</p>
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		<title>By: FinancialBondage</title>
		<link>http://www.cleverdude.com/content/my-favorite-credit-card-is/comment-page-1/#comment-76940</link>
		<dc:creator>FinancialBondage</dc:creator>
		<pubDate>Tue, 01 Jun 2010 22:53:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/?p=3259#comment-76940</guid>
		<description>My favorite card is one that is paid off. :)</description>
		<content:encoded><![CDATA[<p>My favorite card is one that is paid off. <img src='http://www.cleverdude.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Doug &#38; CheapScholar.org</title>
		<link>http://www.cleverdude.com/content/my-favorite-credit-card-is/comment-page-1/#comment-75955</link>
		<dc:creator>Doug &#38; CheapScholar.org</dc:creator>
		<pubDate>Tue, 25 May 2010 13:39:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/?p=3259#comment-75955</guid>
		<description>You know.. my wife and I just got a notice from CitiBank stating that they were changing their cashback dividend program on their credit card and they were automatically going to be sending us new cards. How Inconvenient!

Instead of activating those cards, I think we are going to shop for a new card. The PenFed card looks like something that may be for us. Thank you for sharing this information. Very timely.</description>
		<content:encoded><![CDATA[<p>You know.. my wife and I just got a notice from CitiBank stating that they were changing their cashback dividend program on their credit card and they were automatically going to be sending us new cards. How Inconvenient!</p>
<p>Instead of activating those cards, I think we are going to shop for a new card. The PenFed card looks like something that may be for us. Thank you for sharing this information. Very timely.</p>
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		<title>By: Jenna</title>
		<link>http://www.cleverdude.com/content/my-favorite-credit-card-is/comment-page-1/#comment-75561</link>
		<dc:creator>Jenna</dc:creator>
		<pubDate>Thu, 20 May 2010 20:00:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/?p=3259#comment-75561</guid>
		<description>Wow thanks for sharing this information.  I&#039;ll definitely check them out when I start looking for a new credit card.  Have you done any other posts on credit unions?  I&#039;d be interested in reading more about them.</description>
		<content:encoded><![CDATA[<p>Wow thanks for sharing this information.  I&#8217;ll definitely check them out when I start looking for a new credit card.  Have you done any other posts on credit unions?  I&#8217;d be interested in reading more about them.</p>
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		<title>By: philip</title>
		<link>http://www.cleverdude.com/content/my-favorite-credit-card-is/comment-page-1/#comment-75382</link>
		<dc:creator>philip</dc:creator>
		<pubDate>Wed, 19 May 2010 13:47:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/?p=3259#comment-75382</guid>
		<description>Same card for me, only the last few months but so far love it.  I like that I don&#039;t have to play any games to get the cash, just a little bit on my statement each month.  Besides, I get enough from the 5/2/1 that it works out pretty close to the others.</description>
		<content:encoded><![CDATA[<p>Same card for me, only the last few months but so far love it.  I like that I don&#8217;t have to play any games to get the cash, just a little bit on my statement each month.  Besides, I get enough from the 5/2/1 that it works out pretty close to the others.</p>
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		<title>By: Rob</title>
		<link>http://www.cleverdude.com/content/my-favorite-credit-card-is/comment-page-1/#comment-75316</link>
		<dc:creator>Rob</dc:creator>
		<pubDate>Wed, 19 May 2010 02:47:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/?p=3259#comment-75316</guid>
		<description>I could not agree more. I&#039;ve been using the PenFed cash rewards for years now, and will *never* go back to any of those points-based nonsense rewards cards.  I never have to worry about actually doing anything to get my rewards - its&#039;s completely automatic. PenFed can&#039;t change the value of the points, or anything like that.  Free money, automatically, for using my card is about as good as it gets.</description>
		<content:encoded><![CDATA[<p>I could not agree more. I&#8217;ve been using the PenFed cash rewards for years now, and will *never* go back to any of those points-based nonsense rewards cards.  I never have to worry about actually doing anything to get my rewards &#8211; its&#8217;s completely automatic. PenFed can&#8217;t change the value of the points, or anything like that.  Free money, automatically, for using my card is about as good as it gets.</p>
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