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	<title>Comments on: Guess what&#8230;We don&#8217;t have credit card debt anymore!</title>
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	<link>http://www.cleverdude.com/content/guess-whatwe-dont-have-credit-card-debt-anymore/</link>
	<description>Family, Marriage, Finances &#38; Life</description>
	<lastBuildDate>Tue, 27 Jul 2010 23:51:40 +0000</lastBuildDate>
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		<title>By: Is he really a clever dude?- 7million7years</title>
		<link>http://www.cleverdude.com/content/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-62625</link>
		<dc:creator>Is he really a clever dude?- 7million7years</dc:creator>
		<pubDate>Mon, 22 Feb 2010 08:42:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-62625</guid>
		<description>[...] As of today, we have paid off all $113,000 of our student loans, auto loans and credit card debt. [...]</description>
		<content:encoded><![CDATA[<p>[...] As of today, we have paid off all $113,000 of our student loans, auto loans and credit card debt. [...]</p>
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		<title>By: Financial Milestones: Out of Credit Card Debt..Again at Clever Dude Personal Finance &#38; Money</title>
		<link>http://www.cleverdude.com/content/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-28465</link>
		<dc:creator>Financial Milestones: Out of Credit Card Debt..Again at Clever Dude Personal Finance &#38; Money</dc:creator>
		<pubDate>Tue, 02 Sep 2008 06:22:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-28465</guid>
		<description>[...] year ago, we paid off our original credit card debt of about $20,000. The moment was rather anti-climactic, but I don&#8217;t know why. I carried that [...]</description>
		<content:encoded><![CDATA[<p>[...] year ago, we paid off our original credit card debt of about $20,000. The moment was rather anti-climactic, but I don&#8217;t know why. I carried that [...]</p>
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		<title>By: Ordered my $120 Citibank Rebate Check at Clever Dude Personal Finance &#38; Money</title>
		<link>http://www.cleverdude.com/content/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-23557</link>
		<dc:creator>Ordered my $120 Citibank Rebate Check at Clever Dude Personal Finance &#38; Money</dc:creator>
		<pubDate>Tue, 20 May 2008 02:06:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-23557</guid>
		<description>[...] (sorry, no affiliate link) since 2006, but I used it for a $12,000 balance transfer until we paid off our credit cards in September 2007. Since October, we&#8217;ve used both the Citi card and our Discover card, along with a couple [...]</description>
		<content:encoded><![CDATA[<p>[...] (sorry, no affiliate link) since 2006, but I used it for a $12,000 balance transfer until we paid off our credit cards in September 2007. Since October, we&#8217;ve used both the Citi card and our Discover card, along with a couple [...]</p>
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		<title>By: Planning to Go Back into Credit Card Debt at Clever Dude Personal Finance &#38; Money</title>
		<link>http://www.cleverdude.com/content/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-18294</link>
		<dc:creator>Planning to Go Back into Credit Card Debt at Clever Dude Personal Finance &#38; Money</dc:creator>
		<pubDate>Thu, 17 Jan 2008 17:36:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-18294</guid>
		<description>[...] paying off our credit card debt last year (then again after buying a MINI Cooper), we haven&#8217;t carried a card balance more [...]</description>
		<content:encoded><![CDATA[<p>[...] paying off our credit card debt last year (then again after buying a MINI Cooper), we haven&#8217;t carried a card balance more [...]</p>
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		<title>By: Simon Maders</title>
		<link>http://www.cleverdude.com/content/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-16320</link>
		<dc:creator>Simon Maders</dc:creator>
		<pubDate>Fri, 14 Dec 2007 21:32:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-16320</guid>
		<description>My dad has always told me to cut mine up with a pair of scissors, wish I&#039;d listen to him ! Your story&#039;s given me a much needed kick. thanks clever dude.</description>
		<content:encoded><![CDATA[<p>My dad has always told me to cut mine up with a pair of scissors, wish I&#8217;d listen to him ! Your story&#8217;s given me a much needed kick. thanks clever dude.</p>
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		<title>By: Our Debt Blog</title>
		<link>http://www.cleverdude.com/content/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-15660</link>
		<dc:creator>Our Debt Blog</dc:creator>
		<pubDate>Wed, 28 Nov 2007 21:13:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-15660</guid>
		<description>I love this post! I&#039;m going to save this to keep me motivated, I want to be just like you!!</description>
		<content:encoded><![CDATA[<p>I love this post! I&#8217;m going to save this to keep me motivated, I want to be just like you!!</p>
]]></content:encoded>
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		<title>By: barry b.</title>
		<link>http://www.cleverdude.com/content/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-15489</link>
		<dc:creator>barry b.</dc:creator>
		<pubDate>Mon, 26 Nov 2007 02:23:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-15489</guid>
		<description>Congratulations - now stay out of debt.  I&#039;ve got 7,000 left in credit card debt and almost done as well.  I&#039;ve managed to salvage my credit report and my dignity by paying everything back the hard way.  Good luck!!</description>
		<content:encoded><![CDATA[<p>Congratulations &#8211; now stay out of debt.  I&#8217;ve got 7,000 left in credit card debt and almost done as well.  I&#8217;ve managed to salvage my credit report and my dignity by paying everything back the hard way.  Good luck!!</p>
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		<title>By: Adeem Zafar</title>
		<link>http://www.cleverdude.com/content/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-15262</link>
		<dc:creator>Adeem Zafar</dc:creator>
		<pubDate>Mon, 19 Nov 2007 03:35:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-15262</guid>
		<description>Congratulations on paying off your credit card debt! I&#039;ve just started to tackle my debt and I just hope it takes less time!</description>
		<content:encoded><![CDATA[<p>Congratulations on paying off your credit card debt! I&#8217;ve just started to tackle my debt and I just hope it takes less time!</p>
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		<title>By: barry broome</title>
		<link>http://www.cleverdude.com/content/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-14648</link>
		<dc:creator>barry broome</dc:creator>
		<pubDate>Sat, 03 Nov 2007 15:25:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-14648</guid>
		<description>Well done!!  I&#039;m right behind you - I had 22,000 15 months ago and have it down to $7,000.  Haven&#039;t bought anything on credit in 2 years and never will again - well i hope never - I hope I&#039;ve learned my lesson.  Well CONGRATULATIONS</description>
		<content:encoded><![CDATA[<p>Well done!!  I&#8217;m right behind you &#8211; I had 22,000 15 months ago and have it down to $7,000.  Haven&#8217;t bought anything on credit in 2 years and never will again &#8211; well i hope never &#8211; I hope I&#8217;ve learned my lesson.  Well CONGRATULATIONS</p>
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		<title>By: students building credit</title>
		<link>http://www.cleverdude.com/content/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-13128</link>
		<dc:creator>students building credit</dc:creator>
		<pubDate>Tue, 25 Sep 2007 17:50:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.cleverdude.com/articles/finances/guess-whatwe-dont-have-credit-card-debt-anymore/#comment-13128</guid>
		<description>Wow you did a great job! I hope you have inspired more people who are facing the same situation.</description>
		<content:encoded><![CDATA[<p>Wow you did a great job! I hope you have inspired more people who are facing the same situation.</p>
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