Comments on: Got too much credit card debt? Rotate It!

By: Is this site “One giant credit card advertisement”? at Clever Dude Personal Finance & Money

Fri, 16 May 2008 02:05:33 +0000

[...] 147 have the words “credit card” in them. The first article with the phrase was “Got too much credit card debt? Rotate it!“, which is how I got through my $20,000 in credit card debt and barely paying any interest [...]

By: What's our next "Early Payoff" challenge? at Clever Dude Personal Finance & Money

Thu, 21 Jun 2007 11:01:42 +0000

[...] may have read one of my first posts a year ago that I have maintained an almost consistent 0% rate on my credit card debt for the last 6 years by transferring balances between cards. That’s also why I still have [...]

By: Mike

Mike — Fri, 04 May 2007 17:35:53 +0000

@CreditApplicant, I don’t keep up to date on the various card offers out there, but I would just recommend one that has a limit on the balance transfer fee (usually capped at 3-5% or $50-75).

By: CreditApplicant

CreditApplicant — Fri, 04 May 2007 10:25:19 +0000

Cool! You’re pretty clever, mister)) I was just about to apply for a balance transfer credit card online, and couldn’t decide which one to choose. Maybe you will help me to decide, as I still can’t understand to the full the system you use?..

By: What does it mean to pay your credit card balance in full? at Clever Dude Personal Finance & Money

Tue, 01 May 2007 03:44:30 +0000

[...] now. I do still have about $10,000 in credit card debt that I attribute to my college days, but I use balance transfers to get 0% interest on the balance so that I can use that money to pay off higher [...]

By: John

John — Tue, 03 Oct 2006 09:12:12 +0000

Those pesky xfer fees!

By: DEBTective

DEBTective — Tue, 05 Sep 2006 21:22:50 +0000

Bub, if you pay off your cards and don’t use them again, that’s a guaranteed 0 percent interest every time. Deep-six your debt and connect with your cash, that’s what I say.