Comments on: Did I save you money on car/home insurance?

By: Wild Squirrel

Wild Squirrel — Fri, 04 Jul 2008 03:51:29 +0000

Thanks, Dude! You can see my 48% insurance savings post at:

http://wild-squirrel.blogspot.com/2008/07/thrifty-thursday-how-i-aved-48-on.html

By: Karen

Karen — Tue, 10 Jun 2008 18:13:10 +0000

You forwarded your person’s information to me via email – she knows you as Clever Dude, you might pick up a new blog reader soon!
It looks like I’ll save about $500/year from Allstate with a little bit more coverage. Works for me! Thanks for posting it to prompt people along.

A friend of mine has Erie and was just in an accident that caused quite a bit of damage to her car. She says they were great in handling the claim and getting things done quickly. Always good to hear it, but I haven’t found a bad thing about them yet.

By: Colleen

Colleen — Sun, 08 Jun 2008 12:40:50 +0000

We’ve had Erie since 1981 except for a four year period when we lived in a state that didn’t carry Erie. We have never had a problem when submitting a claim. When one of my kids had a fender bender, since we had the policy for over 15 years we did not get a “surcharge”. We also found by raising our home insurance deductible to $1000 our premium was reduced by almost 50%.

By: Shawn

Shawn — Sat, 07 Jun 2008 15:59:28 +0000

I’ll be signing the paper work soon for my savings. I was waiting to see what the rates I got through a work program.

The weird thing was that both a local agent and my corporate partner quoted me insurance through Travellers. The local agent beat our special rate by several hundred dollars.

Another oddity, when I called the local agent for Erie here in NC, it turned out that she was from the same small town in PA where I’m from.

Very small world.

By: SingleGuyMoney

SingleGuyMoney — Sat, 07 Jun 2008 05:19:09 +0000

I currently having a contest going on regarding saving money on insurance. The winner will receive a $75 gas card.

By: jay

jay — Fri, 06 Jun 2008 20:21:37 +0000

yep, I too am really nervous about switching insurance. We’ve been with our companies for over 20 years, and have been well treated, especially by AAA auto. That, indeed, I think IS a function of having stuck with them so long. That being said, we switched to Geico for DH’s scooter. AAA had subcontracted, and the rates were REALLY high. Geico was a third the cost for the same coverage (minimal, but required by law).
I would be very interested in reports on how Erie treats claimants.

By: Clever Dude

Clever Dude — Fri, 06 Jun 2008 18:47:28 +0000

@Nick, I signed all the paperwork today, but it won’t go active till June 21 when my current auto expires. Now, since we’re driving to the site of the last accident 3 years ago in PA this Sunday, I decided to rent a car and I might actually get their insurance. I don’t want to screw anything up before the deal is done!

By: Nick

Nick — Fri, 06 Jun 2008 18:44:56 +0000

Like you, I price out new insurance rates often, but I’ve only ever switched twice (once for auto, once for renters/homeowners). Generally I’ll only switch to companies when I’ve had a friend or family member who actually had to deal with that company following an accident (either as their insurance or as the other driver’s). I’ve found lower rates before but not switched companies because I had no idea what their service was like.

That said, please don’t do us any favors and test out your new insurance. I’ll just stay where I am for now.