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Finances & Money Taxes

A Fool and His Rebate Money…

Now that the tax stimulus checks are mostly distributed, you can’t help but notice all of the companies out there trying to pry that money out of our hands. A lot of them are offering special incentives for doing so (for example, Sears is offering an additional 10% on any gift cards purchased).

While looking at all of the offers, I realized that we didn’t need anything from any of the stores offering a promotion. Then, we got a flier in the mail from grocery store chain, Kroger.  Basically, they’ll add 10% to a $300, $600, or $1200 Kroger gift card.

This one piqued my interested because we shop at Kroger.  I’m considering buying a $300 gift card to basically get $30 in free groceries. It seems like a good way to spend part of that money since we’d be spending it on a need — not a want.  And secondly, it’s an instant 10% return on our “investment”.

Is anyone else planning on taking advantage of any of these offers?  If so, which ones?

About the author

Clever Dude


  • You sure seem to like the word “basically”.

    Good idea to get the Kroger gift card. We all need food and prices are obviously going up. I shopped this morning and was floored by how much bread has gone up. Just basic bread, no gourmet fancy stuff.

  • Well when the government starts handing out free money (if you pay taxes they’re giving it back) to people, companies can’t help but try to get it in their hands. I’d rather avoid tieing the money up in a gift card and just keep doing what I would normally be doing. You can get cash back on groceries if you use certain credit cards too, so why not do that? I’ll just avoid the risk.

  • I am likely to go grab a card at Kroger, I am just trying to decide if I should make it 330 or 660, even though my rebate was only $579. Anyone can purchase up to 1320 in cards at the store.

    If you are a CC rebate user then you can purchase with that and get an extra 1+ percent on that too!

  • I too think the Kroger offer is worth a look, and I posted about it here:

    The only watch-out for me is to make sure I only buy what I would normally purchase.

    I bought a $300 card, and I learned a few things in the process, including:
    1. you can purchase up to four cards per Kroger rewards card .
    2. The kroger person I spoke with said you can purchase a card of any amount. It doesn’t really have to be 300, 600, or 1200.

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